Comprehensive business insurance for companies. General liability, workers’ comp, commercial property & more. Aegis Insurance Group.
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Comprehensive Coverage for Your Business
Running a business in a competitive market requires protection against numerous potential risks. From construction and retail to professional services and manufacturing, Aegis Insurance Group provides customized business insurance solutions designed for companies of all types.
50
+
Years Experience
Whether you’re a solo practitioner, small business owner, or multi-location operator, we understand business risks and help you build protection so you can focus on growth.
Core Business Insurance Coverage
General Liability Insurance
Protect against customer injury and property damage claims.
General liability is the foundation of business protection. It covers:
- Customer injuries at your business location
- Damage to customer property your business caused
- Legal defense costs and court judgments
- Medical expenses for injured customers
Coverage limits generally include a substantial per-occurrence limit along with a higher overall aggregate limit.
Commercial Property Insurance
Protect your building, equipment, and inventory.
Your business assets deserve protection. Commercial property coverage includes:
- Building structure and improvements
- Equipment and machinery
- Inventory and merchandise
- Business furniture and fixtures
- Computers and technology systems
- Signage
Workers’ Compensation Insurance
Protect employees and your business.
State law requires workers’ compensation for businesses with employees. It covers:
- Medical treatment for work injuries
- Lost wages during recovery
- Disability benefits
- Vocational rehabilitation
- Death benefits for family if employee is killed
Required if you have employees. We help ensure adequate coverage and compliance.
Commercial Auto Insurance
Protection for business vehicles.
If your business owns vehicles — delivery vans, contractor trucks, company cars — commercial auto coverage protects:
- Vehicle damage and collision
- Liability for accidents
- Hired and non-owned vehicle liability
- Uninsured motorist protection
For contractors and service companies: This is essential coverage.
Business Owner’s Policies (BOP)
Bundled coverage for small businesses.
A BOP combines general liability, commercial property, and business interruption in one package — typically at a lower cost than buying separately.
Ideal for:
- Retail stores
- Professional offices
- Service businesses
- Small manufacturing
Professional Liability Insurance
Protection for advice and services.
If your business provides professional services — consulting, accounting, design, legal advice — professional liability (errors and omissions) covers claims that your work caused client financial loss.
Essential for:
- Consultants and advisors
- Accounting and bookkeeping services
- Design and creative professionals
- Real estate professionals
- Insurance agents and brokers
Business Insurance by Industry
Contractors & Construction Companies
- General liability
- Workers’ compensation
- Commercial auto (trucks, equipment)
- Equipment and tools coverage
- Pollution liability (if applicable)
Retail Stores
- General liability
- Commercial property
- Business interruption
- Cyber liability (if handling payment cards)
- EPLI
Professional Services
- Professional liability (errors & omissions)
- General liability
- Cyber liability
- EPLI
- Business property
Home-Based Businesses
- Home-based business liability
- Equipment coverage
- Home office protection
- Business interruption
